How Much Does a Horse Cost?
A comprehensive guide to buying and owning your first horse in the United States.
If you’re thinking about buying a horse in the United States, the price can be all over the place. Some horses sell for a few thousand dollars, while others cost more than a new truck. The final price usually comes down to what the horse is used for and how much training it already has.
$2,000 – $10,000
The average purchase price for most everyday riders and casual use.
A lower-priced horse is often older, lightly trained, or suited for trail riding and casual use. Horses on the higher end of the range tend to be younger, well-trained, and ready for regular riding or local competition. Once you get into serious showing, racing, or breeding, prices can easily climb past $20,000, and top-level horses can sell for far more.
Training is one of the biggest price drivers in the U.S. market. A calm, well-trained horse that loads easily, stands for the farrier, and behaves under saddle is worth significantly more than an untrained horse, even if they look similar.
Age matters too. Horses between six and twelve years old are usually the most expensive because they are experienced but still physically strong.
Breed also plays a role. Popular American breeds like Quarter Horses and Thoroughbreds are widely available, but well-bred individuals still command higher prices. Warmbloods and discipline-specific horses, especially those trained for jumping or dressage, are often priced higher due to demand and training costs.
For most first-time buyers, spending a little more upfront on a safe, well-trained horse is often the smarter choice. Cheaper horses can end up costing more over time through training, behavior issues, or health problems.